The tuition and fee schedule is published in the Course Schedule each semester and is available online at: www.smumn.edu/gradprotuition.

Students are required to pay the current tuition rate, indicated in the Course Schedule, for all classes taken toward their degree. The tuition is based on the students' program and degree regardless of the course level and program in which the course is offered. Students seeking double degrees or double majors are required to pay the tuition rate of the program through which the course is offered. Students in the Master of Arts in Education, Catholic School Leadership program are required to pay the full tuition rate for courses taken outside of this program. All Master of Science in Geographic Information Science courses are charged at the $390 level, regardless of the student's program of enrollment.

Saint Mary's University of Minnesota reserves the right to revise tuition payment policies at any time. Should this occur students will be notified prior to the effective date of the changes.

Billing statements are emailed after the 21st of each month to the Saint Mary’s University email account. Students are responsible for checking their email account regularly to access their tuition account statement. Students may also access their account information online through WebTools. Payment for classes is due the 15th of the following month after the first day of class.

Students are financially responsible for all charges incurred on their account regardless of the method of payment. All students are required to submit a Financial Agreement Form indicating their chosen payment option.

Tuition bills may be paid by personal check, money order, ACH (Automatic Clearing House) or credit card online, or by loan funds directly applied to a student's account. Saint Mary’s University uses CashNet to process online payments. CashNet is a PCI Security Standard compliant web site. You may access CashNet through WebTools or the link on your electronic eBill.

A non-refundable fee of 2.75% of the total amount charged on the credit card will be applied to the transaction. No fee will be charged for ACH transactions.

A finance charge of 1% per month (12% per annum) will be added immediately to all balances past due. Should it become necessary to forward this account for collection, the student will be responsible for all additional fees.

To avoid service charges, students may pay online the same day tuition is due. Payments made online will appear on the students SMU account the same day. If a student has a hold on their account, paying online will remove the hold and enable the student to register online as long as no other financial or academic hold exists.

Registration for classes at Saint Mary’s indicates acceptance of this tuition payment policy. All students enrolled at Saint Mary’s are expected to pay each semester’s tuition in one of the ways listed below.

Students whose employers reimburse their tuition costs need to file a tuition reimbursement form each semester with the Office of Student Services on the Twin Cities campus. Tuition reimbursement forms are available online at www.smumn.edu/gradproforms.

Students who have a company reimbursement policy on file with Student Services will have 30 days after the end of a semester to pay their bill. Students waiting for reimbursement will not be required to pay service charges until 30 days after the end of the semester. Students choosing to also use financial aid must notify the financial aid office regarding this outside funding source.

Tuition Refund – Courses
Students who withdraw in writing from courses will receive tuition refunds according to the following schedule:

• 100% before the second class meeting.
• 75% after the second class meeting but before the third.
• 50% after the third class meeting but before the fourth.
• No refund after the fourth class meeting.

To obtain a 100 percent tuition refund for a single weekend or two-session course, students must withdraw 24 hours before the class begins. The appropriate drop fee will apply. Failure to withdraw within the 24 hour notice period will result in responsibility for 100 percent of the course tuition. Withdrawal after attending the first session and prior to the start of the second session of a single weekend or two-session course will result in a 50 percent refund and a recorded NC on the official transcript.

Tuition Refund – Contracts
Students who cancel contracts in writing will receive refunds according to the following schedule:

• 100% through the first month of contract period.
• 75% through the first 30% of the contract period.
• No refunds after the first 30% of the contract period.

Tuition bills may be paid by loan funds directly applied to a student's account, personal check, or money order.  Saint Mary's University of Minnesota does not accept credit card payments as a form of payment for tuition.

A FINANCE CHARGE of 1 percent per month (12 percent per annum) will be added to all balances more than 30 days past due. Should it become necessary to forward this account for collection, the student shall be responsible for all additional fees.

No student will be allowed to register for the next semester with an account balance from the previous semester. Students who are not registered due to a financial hold on their account may not attend classes. A billing statement will be sent that itemizes the student's payment obligations including, but not limited to: tuition, course fees, and other fees. The statement will also reflect any credits due the student such as grant or loan aid, payments made, etc. The only exceptions are students with a company tuition reimbursement policy on file and with an account balance no older than the current semester.

To express concerns or to forward payment, contact:

Student Services
Saint Mary's University of Minnesota
2500 Park Avenue
Minneapolis, MN 55404-4403
Toll free: (866) 437-2788
E-mail: tc-studentservices@smumn.edu

All tuition payments should be sent to the following address:

Business Office
Saint Mary's University of Minnesota
700 Terrace Heights #8
Winona, MN 55987
Phone: (507) 457-1444 Toll-free: (877) 304-4273

The university reserves the right to modify the terms and conditions of this policy prior to registration for any semester by sending a written notice to students at their last known billing addresses. Students are responsible for providing the business office with their billing addresses, telephone numbers, and e-mail addresses.

Students with balances on their accounts on the billing date of any month will receive a statement with the amount owed designated as the new balance. Payments are due on or before the 15th day of the following month. Payments, credits, or charges received or made after the billing date will be reflected on the next monthly statement.

If the new balance shown on the monthly statement is paid before the 15th of the following month, no FINANCE CHARGE will accrue. If full payment is not made by the 15th, a FINANCE CHARGE is imposed on the adjusted balance of the account. The university will use a monthly periodic rate which corresponds to an ANNUAL PERCENTAGE RATE of 12 percent to compute the FINANCE CHARGE. The university calculates the FINANCE CHARGE by applying the periodic rate to the adjusted balance of the student's account. The adjusted balance is calculated by taking the balance owed at the end of the previous billing cycle and subtracting any unpaid finance charges and payments or credits received during the present billing cycle. The student may pay the balance in full at any time.

Accounts are delinquent when the payment terms on a student's account have not been met. When an account becomes past due, a past due notice will be generated on the student's billing statement.

The university has the right to take steps to collect the balance owed including, but not limited to, prohibiting the student from registering for classes; withholding course credits, academic transcripts, and diplomas; remanding the student's account to a collection agency; and taking legal action to collect the amount due. The university is authorized to release financial information to those concerned with collecting the balance owed. The student shall pay all costs incurred by the university in association with collecting monies owed. This may include collection agency fees, attorney fees, and court costs.

If a student believes a bill is incorrect, or if a student needs more information about a bill, the student should contact:

Business Office
Saint Mary's University of Minnesota
700 Terrace Heights #8
Winona, MN 55987
Phone: (507) 457-1444
Toll-free: (877) 304-4273

The student must contact the university in writing within 60 days of the charges in question. In the letter, the student must provide the following information:

• Student name and account number;
• Dollar amount of suspected error; and
• Description of the error or an explanation of why the student believes there is an error. If the student needs more information, describe the item about which the student is unsure.

The university will acknowledge the student's letter within 30 days unless it has corrected the error. Within 90 days, the university will either correct the error or provide explanation as to why it believes the bill to be correct.

After the university receives the student's letter, it may not attempt to collect the amount in question or report the student as delinquent. However, the university may continue to bill the student for the amount in question, including finance charges. The student is not obligated to pay the parts of the bill in question, but is responsible for the remainder of the balance, if any.

If the university finds an error was made, the student will not have to pay the amount or any finance charge which may have accrued on the amount in question. If the university finds no mistake, the student is then immediately responsible for the amount, plus may be responsible for any finance charges accrued. In either case, the university will send out a new statement which reflects the amount the student owes.

If the university's explanation does not satisfy the student, the student must inform the university within 10 days that he or she still refuses to pay the bill in question. The university will then tell any party to whom it reports the student's nonpayment that the student has a question about the bill. The university will further tell the student the name of anyone to whom it reports nonpayment information. The university is further obligated to report to all parties when the matter has been resolved.

If the university fails to follow the above rules, it cannot collect the first $50 of the questioned amount, even if the bill was correct.