Affording Saint Marys We're making college possible... The future is uncertain, which can be scary. But one thing is certain – a college education is an investment that pays lifelong dividends. At Saint Mary’s we are committed to making that investment accessible and affordable, because we believe your future is worth it. Every family is unique. Assembling the right mix of financial aid options for you means confidence in your educational investment. Our counselors are committed to assisting you in this process. There are three kinds of financial aid: scholarships and grants, which do not have to be repaid; loans, most are offered at low-interest rates with repayment deferred until after graduation; and work-study, which can provide student employment income without having to leave campus.