Health Insurance Federal and state laws require that international students maintain adequate health insurance while attending school in the US. While many other countries bear the expense of health care for their residents, individuals in the United States are responsible for these expenses themselves. A single day of hospitalization can cost thousands of dollars. A good insurance policy gives you access to excellent medical facilities and provides protection against the enormous costs of health care. All international students studying on an F-1 visa are recommended to have health insurance either purchased through the health insurance program offered at Saint Mary’s or provide documentation from another health insurance program. Make every effort to be insured during your entire stay in the U.S., including your summer semesters and after graduation if you stay for a period of Optional Practical Training or Academic Training. Students who may not need to purchase Saint Mary’s health insurance are: Student funded by his or her government, or the U.S. government. Funding agencies include but are not limited to DAAD and Fulbright. Student receiving health insurance benefits provided by the U.S. employer of his or her parent, spouse or domestic partner.