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Online Graduate Certificate in Finance

Earn Success in the Business World with an Online Finance Certificate Program

Every business relies on trained finance professionals to be successful. The skills you gain in the accessible, 100% online graduate certificate in Finance will help you stand out from the competition and get qualified for the job you want.

This program is part of Saint Mary’s Accelerators, a carefully crafted series of graduate certificates designed to help you meet your personal and professional goals. By choosing this program, you’ll build advanced, career-ready skills while taking a step closer to completing your graduate education.

You may pursue the online graduate certificate in Finance in a standalone program or continue your studies by applying your certificate credits toward one of the following master’s degrees:

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Why Earn Your Finance Graduate Certificate Online?

Saint Mary’s online graduate certificate in Finance prepares you to make effective financial decisions in a variety of in-demand careers without the requirement of traveling to campus. You’ll receive personalized instruction and explore a challenging curriculum through our convenient online education platform. Access your courses on the go and take the next step in your education with a program designed to fit your schedule.

Program Highlights

  • Apply Credits to Select Graduate Programs
  • Digital Badging for all Graduate Certificate Courses
  • Course Topics Include Financial Markets, Security Analysis, and Portfolio Management

Course List & Requirements

The online graduate certificate in Finance from Saint Mary's provides specialized knowledge and training in essential finance skill sets, including financial markets, security analysis, and portfolio management. Our faculty are experienced business professionals who bring relevant industry knowledge to the online classroom. Featuring 12 credits earned through four foundational finance courses, this program is offered in a flexible format. You will develop the skill sets employers are looking for and learn to make data-driven financial and investment judgments.

  • This course applies and expands financial theory and concepts from managerial finance to the case of the multinational firm. Risks arising from exchange rate movements, political events, and regulatory structures are discussed, and techniques for hedging are developed. Multinational capital budgeting and the management of assets and liabilities are examined.

    Upon completion of this course, students are expected to be able to do the following:

    • Analyze the economic exposure of a firm and develop strategies to hedge the exposure
    • Evaluate the political risk of foreign investment
    • Apply capital budgeting techniques to proposed foreign investments
    • Determine the impact of international financial and trade flows on the firm

  • This course examines the principles of corporate finance and the tools and practices used in financial decision-making. It examines the treasury function of an organization and the decisions made by the treasurer. Topics include long-term financing, capital budgeting decisions, beta, debt-equity options, dividend policy analysis, and IPOs.

    Upon completion of this course, students are expected to be able to do the following:

    • Use tools and techniques of corporate finance
    • Support treasurer-level decision-making with financial information
    • Demonstrate the ability to make capital budgeting decisions
    • Create a dividend policy
    • Prepare financial information necessary to take a company public

  • This course examines the markets and institutions that comprise the financial system. Topics covered include the determination and structure of interest rates, the impact of the Federal Reserve and other central banks on interest rates and economic growth, and the instruments of the debt market. The commercial bank is explored as a special case of a financial institution.

    Upon completion of this course, students are expected to be able to do the following:

    • Evaluate the risk/return characteristics of debt instruments
    • Interpret interest rate differentials among debt instruments
    • Determine the effects of central bank actions on financial and non-financial firms
    • Apply financial management tools to a depository financial institution

  • This course explores the tools and techniques used to evaluate equity securities and the management of the risk and return of portfolios. The role of portfolio theory in the construction of portfolios and performance measurement is examined. Topics include industry and competitive strategy analysis, alternative valuation methods, investment policy, asset allocation and protection, and ethical issues in security analysis and portfolio management.

    Upon completion of this course, students are expected to be able to do the following:

    • Value equity securities using a variety of methods
    • Construct portfolios according to varying risk/return preferences
    • Evaluate the performance of a portfolio
    • Analyze an industry and evaluate the performance of firms within that industry

Share Your Success

Saint Mary’s supports your success by providing you with the tools necessary to not only achieve your professional goals but to share them with the world—especially the digital world.

As part of our commitment, Saint Mary’s offers an opportunity for you to be awarded digital badges. Digital badges are a graphic verification representing your achievement after completing a specific online course or program.


The online Finance graduate certificate is designed to be completed in just one year and is financial aid eligible. No prerequisite coursework is required, and you don't need GRE/GMAT scores to apply. For admission to the program, you'll need:

  • General:

    • An undergraduate degree from a regionally accredited institution
    • A minimum GPA of 2.75 on a 4.0 scale
    • If your overall GPA is below 2.75, you may receive conditional status in the program at the discretion of the program director

  • No prerequisite coursework or experience is required for this program.

  • You don’t need GRE/GMAT scores to apply for this program.

  • Transfer credits are not accepted for this program.

  • Students with transcripts from universities outside the United States, the United Kingdom, Ireland, New Zealand, Australia, and Canada (except for the Quebec Province) must take and pass English proficiency testing

    • Test of English as a Foreign Language (TOEFL) with a minimum score of 72
    • International English Language Testing System (IELTS) with a minimum score of 6.0
    • Michigan Language Assessment Battery (MELAB) with a minimum score of 74%
    • International Test of English Proficiency (ITEP) with a minimum score of 4.0 or Pearson Test of English with a score of 51
    • Duolingo with a minimum score of 100

  • Whether you apply through our online application via hard copy or in person with a Saint Mary’s admissions counselor, your application must include the following items:

    Official transcripts: An official transcript issued to the Saint Mary’s University of Minnesota from the institution posting the applicant’s completed degree and other relevant transcripts documenting program prerequisites and potential transfer credits must be sent separately and directly from your institution. The Saint Mary’s University of Minnesota accepts official transcripts electronically from previously attended institutions. Transcripts should be sent to or mailed to:

    Transcript Processing Center
    Saint Mary’s University of Minnesota
    851 Trafalgar Court, Suite 420
    Maitland, FL 32751

    An up-to-date résumé: Include both your educational and professional experience.

    Two references: Provide the names of two people (including title, organization, email, and phone number) who can serve as professional references, if needed, during the application review process. The best references are those who know you professionally, such as current or former supervisors.

    A written statement: Your background and future goals all impact your success with Saint Mary’s and inform your education. As you prepare your written statement, think about including previous experiences, education, and your strengths and interests. Share your motivations for earning the online Finance Certificate and how it will contribute to your career.

  • Upcoming application deadlines for Saint Mary’s Finance certificate online program:

    • Spring: December 18, 2023
    • Summer: April 22, 2024
    • Fall: August 20, 2024

  • Upcoming start dates for Saint Mary’s Finance certificate online program:

    • Spring: January 8, 2024
    • Summer: May 6, 2024
    • Fall: September 3, 2024

  • Once you’ve submitted your application, expect to be notified about acceptance approximately two weeks after your submission date.

Tuition & Fees

A college education is invaluable. You can take it wherever you want to go or as far as you want to go. The cost of quality education should not get in the way of reaching your goals. Here at Saint Mary’s, we are committed to providing an accessible, quality education that is focused on enhancing your personal and professional growth. Explore cost breakdowns for tuition and other fees of the online Finance certificate.

Online Graduate Certificate in Finance Careers & Salary

The online Finance certificate delivers the skill sets you need for success in a variety of finance roles. As a finance expert, you will have the specialized knowledge employers are looking for and be qualified for careers in banking, corporate finance, and financial analysis.

Budget Analyst


Financial Manager


Personal Financial Advisor


Financial Analyst


Financial Examiner


What You'll Learn

As a graduate of this program, you will be able to:

  • Analyze and interpret financial information
  • Evaluate equity securities
  • Assess the risk and return of investment portfolios
  • Demonstrate the ability to conduct capital budgeting
  • Assess the risks involved in engaging in foreign investments

Related Programs

Depending on your career path, Saint Mary’s offers a variety of related programs that can help you reach your goals. Choose from the following online programs:

Frequently Asked Questions

Saint Mary's University of Minnesota is accredited by the Higher Learning Commission.

You may apply for admission to Saint Mary’s online finance graduate certificate program anytime. After you are admitted, you may begin taking online classes at the next start date. This program offers three start dates a year in August, January and May.

The Finance Certificate program does not accept transfer credits.

No. You can work and study when it is most convenient if you submit your assignments by the time they are due.

All the information about eligibility and admissions requirements can be found in the admissions section on this page.

All of the support systems available to on-campus students at Saint Mary's are also available for online learners. A team of advisers is ready to assist if you need academic support. Professors are just a phone call or email away. Every online Saint Mary's student is paired with a dedicated student services coordinator who will ensure your educational and professional goals stay on track. Technical support is also available to online students 24/7 at 877-308-9954 ext. 3.

It's easy! Your journey to a more rewarding career starts by calling 877-308-9954 to speak with an enrollment counselor. Or, you can request more information, and we'll contact you. If you already know the Saint Mary's University of Minnesota is the right place to earn your online Finance Certificate, go ahead and begin the Online Application Process.

No. The degree you earn online from Saint Mary's is identical to the degree offered on campus.

You will complete 12 credit hours of program work to earn your online Finance Certificate. You’ll be able to complete your coursework in as little as two semesters.

The program is entirely online.

No, these are instructor-led courses. While there are no set class times, there are assignments with selected due dates.

Yes. Certain coursework requires software that is only compatible with a Windows-based PC, and will not properly work on a Mac computer (Apple iOS). Therefore, to be successful in the program, you will either need to use a Windows-based PC or partition your Mac so that the required Windows OS software is available.

Absolutely. Many different types of financial aid are available to those who qualify. To discuss tuition rates and several different financial aid options, call 877-308-9954 to speak with an enrollment counselor.


  1. U.S. Bureau of Labor Statistics. “Budget Analysts.” April 18, 2022. Retrieved on July 14, 2022, from
  2. U.S. Bureau of Labor Statistics. “Financial Managers.” April 18, 2022. Retrieved on July 14, 2022, from
  3. U.S. Bureau of Labor Statistics. “Personal Financial Advisors.” April 18, 2022. Retrieved on July 14, 2022, from
  4. U.S. Bureau of Labor Statistics. “Financial Analysts.” April 18, 2022. Retrieved on July 14, 2022, from
  5. U.S. Bureau of Labor Statistics. “Financial Examiners.” April 18, 2022. Retrieved on July 14, 2022, from